Live Debt Free and Build Wealth
Private equity, as opposed to getting funding from the public market (think stock market), relies on investment funds that come from private investors. Private equity funds are formed by collecting money from a few or sometimes thousands of investors, and then using that money to invest in private companies. Private equity encompasses not just private […]
You have probably noticed when you look at your banks advertised loan rates in fine print are the words “as low as.” This probably leaves you wondering what rate you would get and how that rate is determined. Lenders set individual interest rates on loans using what’s called “risk based lending.” Financial institutions set a […]
Time to talk about one of the mostly highly contested views in personal finance – whether you should keep money in cash or invest it! There are some blogs and resources out there that talk about keeping as little cash as possible since bank interest rates are low and your money’s buying power is lowly […]
Creating your personal balance sheet is simple once you gather your Asset and Liability information. To start, subtotal each of your asset categories (Liquid assets, Real estate, etc.) Then add the asset categories together to come up with your total assets. Likewise, subtotal your current liabilities and noncurrent liabilities categories and then add these two […]
Homeowners and Life Insurance are important to have in our lives. Life insurance will financially protect your family in case something happens to you. Homeowners insurance will help financially repair or replace your home and belongings. Homeowners will have a lot to consider when they are compiling information about how much homeowners insurance to buy. […]
Do you want to start a business? Let’s face it. Starting a company is not easy. First, you need to have a good business concept. You need to know what you want to offer to your clients. Second, you need to decide where you want to build a business. It’s not a bad idea if […]
Regulation D is a Federal Reserve Board regulation that defines what a transactional and non-transactional account is. In addition, Reg D places withdrawal limits on non-transactional accounts. The savings and money market accounts that you have at your bank are non-transactional accounts, while your checking account is considered a transactional account. Reg D places a […]
Whenever a beginning investor would ask for tips on how to invest in the stock market, he/she would most probably get the response of, “Read and study. Invest on educating yourself first.” I couldn’t agree more. In fact, one of the biggest mistakes that beginners make is that they jump right into investing without building […]
Are you guilty of making investing mistakes? Most of us are, so don’t feel bad. The best thing you can do is read up on common investment mistakes so that you can try to avoid them in the future. After all, sometimes the best investment philosophy is just the one with the least amount of […]
Like all investors, persons who are living off of their retirement savings need a blueprint to construct a successful portfolio. But the blueprint that works for the classic investor who is saving for retirement won’t work for those who are living off of their retirement savings. That’s because the goals of these two types of […]
